Device plan £23.24/mo for 36 months, airtime £27.00/mo for 24 months
Phones / Apple / iPhone 16 Plus
Buy outright from £619.99 (O2)
Apple iPhone 16 Plus
2 retailers · 2 networks · 128GB / 256GB / 512GB
The headline trap
The lowest monthly price for this phone is £35.54 — but it comes with £299 to pay upfront.
Choosing the cheapest-looking deal would cost you £190.28 more over the contract.
Contract or buy outright?
The cheapest new 128GB contract, against buying the same phone outright and adding the cheapest SIM plan with at least 5GB of data, over 36 months.
Buying outright and adding a SIM saves £414 over 36 months — and you are free to switch network any time.
Assumes the SIM plan price (Lebara sim only, 5GB, 12-month term) stays the same for the whole period; contracts may also rise each year. Add price rises or cashback in the calculator.
Key specs
Every contract for the iPhone 16 Plus, ranked by true cost
160 deals match. Prices last checked 29 October 2026.
Device plan £18.03/mo for 36 months, airtime £35.99/mo for 24 months
Device plan £21.13/mo for 36 months, airtime £32.00/mo for 24 months
Device plan £18.03/mo for 36 months, airtime £37.00/mo for 24 months
Device plan £21.13/mo for 36 months, airtime £32.99/mo for 24 months
Device plan £16.39/mo for 36 months, airtime £40.99/mo for 24 months
Device plan £23.24/mo for 36 months, airtime £32.00/mo for 24 months
Device plan £21.13/mo for 36 months, airtime £35.99/mo for 24 months
Device plan £23.24/mo for 36 months, airtime £32.99/mo for 24 months
Device plan £18.03/mo for 36 months, airtime £40.99/mo for 24 months
Device plan £21.13/mo for 36 months, airtime £37.00/mo for 24 months
Device plan £16.39/mo for 36 months, airtime £45.99/mo for 24 months
Buy the iPhone 16 Plus outright
Pair it with a SIM-only plan. Whether that beats a contract depends on the phone — see the verdict above.